Overview:  Welcome to MagicalHerbalOintment.com and our Terms and Conditions, hereinafter referred to as these “Terms”. These Terms are important as they affect your visit with us today and your relationship with MagicalHerbalOintment.com.

By accessing or using www.MagicalHerbalOintment.com, mobile applications, or any other site provided by MagicalHerbalOintment.com, you agree to be bound by these Terms and you are asserting it is your intention to be bound by these Terms and all other Terms incorporated by reference herein. The legal agreements set out below govern your use of the MagicalHerbalOintment.com website. Your access and use of www.buyMagicalHerbalOintment.com.com constitutes your intention to be bound by a contractual relationship between you and MagicalHerbalOintment.com. If you do not agree to these Terms, you may not access this website, receive any of its products, and must exit the site immediately. MagicalHerbalOintment.com reserves the right to update, modify, and/or amend these Terms periodically, and without notice, at its sole discretion. MagicalHerbalOintment.com will maintain its website with the most current Terms and reflect the most current version and version date. By continuing to use this site, you are asserting it is your intention to be bound by the revised Terms and all the terms incorporated by reference. MagicalHerbalOintment.com suggests reviewing the Terms and verifying whether the Terms have been revised periodically to ensure you understand the Terms that affect you as a member of MagicalHerbalOintment.com and receive its products. MagicalHerbalOintment.com reserves the right to change any and all Content and to modify, suspend or stop providing access to the sites (or any features or functionality of the sites) and the Products at any time without notice and without obligation or liability to you. Reference to any products, services, processes or other information by trade name, trademark, manufacturer, supplier, and vendor or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by us. Some jurisdictions do not allow the disclaimer of implied terms in contracts with consumers, so some or all of the disclaimers in this section may not apply to you.

Definitions: “Purchaser” is defined by any person who purchases, or has purchased a product of MagicalHerbalOintment.com and/or has opted into the monthly subscription service. “User” is defined by any person who has agreed to the Terms & Conditions of www.MagicalHerbalOintment.com by remaining on the website, purchasing product, or opting for a monthly subscription service.

Age Requirements: The MagicalHerbalOintment.com website is not targeted or intended for the use of any person under the age of 18. By entering this site you represent and warrant that you are above the age of 18. You further warrant that you have not previously been barred from entering this site or have previously engaged in unlawful conduct while on this site and have full power and authority to enter into these Terms.

Purchase Authorization: By purchasing from www.MagicalHerbalOintment.com, the Purchaser warrants that they are authorizing MagicalHerbalOintment.com to charge their credit card or bank account for the full amount of their purchase. Furthermore, the Purchaser is warranting that they are the person listed as an authorized user on the credit card and/or bank account. If the Purchaser’s name is not listed on the account as an authorized user, by providing the payment information, the Purchaser is warranting that they have full permission from the authorized/responsible party to use the authorized/responsible party’s payment information, even if the responsible party is unaware of this particular purchase or the Purchaser has exceeded the purchasing authority. The Purchaser is responsible for compliance with this agreement and assumes all risk in the event that sharing access to such payment method limits any protection offered by the payment method provider.

Cancelation/Return/Refund Policy: All sales are final and no refunds or returns. Orders cannot be canceled for any reason.

Consumer Disclaimer:

WWW.MAGICALHERBALOINTMENT.COM AND INVERSCO, LLC AND ITS AFFILIATES, AGENTS, REPRESENTATIVES, OFFICERS, DIRECTORS, MEMBERS, SHAREHOLDERS HEREINAFTER COLLECTIVELY REFERRED TO AS “AFFLIATES” ARE PROVIDING THIS SITE AND ITS CONTENTS ON AN “AS IS” BASIS AND MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS SITE OR ITS CONTENTS. WWW.MAGICALHERBALOINTMENT.COM AND INVERSCO, LLC FULLY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, INCLUDING EXPRESS WARRANTIES, IMPLIED WARRANTY OF MERCHANTABILITY, AND IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT AS TO THE WEBSITE, CONTENT AND PRODUCTS, ANY WARRANTIES THAT ARISE FROM TRADE USAGE OR CUSTOM, AND ANY WARRANTIES THAT THE SITE OR PRODUCTS WILL BE FREE AND CLEAR FROM ANY ADVERSE LIEN OR SECURITY INTERESTS.

IN ADDITION, WWW.MAGICALHERBALOINTMENT.COM AND INVERSCO, LLC DO NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS CURRENT, COMPLETE, OR ACCURATE.

Indemnification: To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless www. MagicalHerbalOintment.com and INVERSCO, LLC, and our respective past, present and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the “Affiliates”), from and against all actual or alleged MagicalHerbalOintment.com, K-navive Herbal Ointment or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys’ fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, “Claims”), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the www. MagicalHerbalOintment.com, its Content or Products, (b) any User Content you create, post, share or store on or through the site or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party’s use or misuse of the website or Products provided to you. You agree to promptly notify www.MagicalHerbalOintment.com of any third party Claims and cooperate with the www.MagicalHerbalOintment.com in defending such Claims. You further agree that the www. MagicalHerbalOintment.com shall have control of the defense or settlement of any third party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and www.MagicalHerbalOintment.com.

Copyrights: MagicalHerbalOintment.com and INVERSCO, LLC reserve the right to prosecute for any copyright or patent infringement under Title 17 of the United States Code. All content, logos, slogans, trademarks, copyrighted materials, and other intellectual property belonging to MagicalHerbalOintment.com and/or INVERSCO, LLC may not be used without their express, written consent. The user may not (i) remove any copyright, trademark or other proprietary notices from any portion of www. MagicalHerbalOintment.com (ii) reproduce, modify, prepare derivative works based upon, distribute, license, lease, sell, resell, transfer, publicly display, publicly perform, transmit, stream, broadcast or otherwise exploit (iii) decompile, reverse engineer or disassemble www. MagicalHerbalOintment.com; (iv) link to, mirror or frame any portion of www. MagicalHerbalOintment.com; (v) cause or launch any programs or scripts for the purpose of scraping, indexing, surveying, or otherwise data mining any portion of www. MagicalHerbalOintment.com or unduly burden or hinder the operation and/or functionality of any aspect of www. MagicalHerbalOintment.com; or (vi) attempt to gain unauthorized access to or impair any aspect of www.MagicalHerbalOintment.com or its related systems or networks.

Arbitration:  PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH K-NAVIVE or WWW.MAGICALHERBALOINTMENT.COM AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

1. Binding Arbitration.
   Except for any disputes, claims, suits, actions, causes of action, demands or proceedings (collectively, “Claims”) arising out of or related to a violation of “User Conduct” or Lawsuits in which any party seeks to bring an individual action in small claims court or seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property, including, without limitation, copyrights, trademarks, trade names, logos, trade secrets or patents, you and MAGICALHERBALOINTMENT.COM agree to (1) waive your and MAGICALHERBALOINTMENT.COM respective rights to have any and all Claims arising from or related to these Terms, or the websites, Content or Products, resolved in a court, and (2) to waive your and MAGICALHERBALOINTMENT.COM’s respective rights to a jury trial. As an alternative, you and MAGICALHERBALOINTMENT.COM agree to arbitrate Lawsuits through binding arbitration (which is the referral of a Claim to one or more persons charged with reviewing the Claim and making a final and binding determination to resolve it instead of having the Claim decided by a judge or jury in court).

2. No Class Arbitrations, Class Action Suits, or Representative Actions of Any Kind.
   You and MAGICALHERBALOINTMENT.COM agree that any Claim arising out of or related to these Terms or Content or Products is personal to you and MAGICALHERBALOINTMENT.COM and that such Claim will be resolved solely through individual arbitration and will not be brought as a class arbitration, class action or any other type of representative proceeding. You and MAGICALHERBALOINTMENT.COM agree that there will be no class arbitration or arbitration in which an individual attempts to resolve a Claim as a representative of another individual or group of individuals. Further, you and MAGICALHERBALOINTMENT.COM agree that a Claim cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.

Governing Law & Venue: These Terms, including those incorporated by referenced, your access to and use of the website, your order, receipt and use of the Products shall be governed by and construed and enforced in accordance with the laws of the State of Florida, without regard to conflict of law, rules, or principles (whether of the State of Florida, or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any Claim between the parties that is not subject to arbitration or cannot be heard in small claims court shall be resolved in the state or federal courts of the State of Florida and the United States, respectively, sitting in the State of Florida, County of Polk.

Overview:  INVERSCO, LLC, may be referred to in this Privacy Policy as “we,” “us,” “our” or other similar pronouns, or “www.MagicalHerbalOintment.com, K-navive Herbal Ointment.” INVERSCO, LLC cares about your privacy. This privacy policy (“Policy” or “Privacy Policy”) outlines, in general, the Personal Information and other information that is collected by INVERSCO, LLC from consumers and how we use and protect it. This Policy governs your use of our consumer-directed websites, specifically those operated or maintained by INVERSCO, LLC, (the “sites” or “websites”) and INVERSCO, LLC’s collection of data through both online means and offline means, including printed promotional materials such as sweepstakes entry forms, coupons or other mail-in offers and telephone calls to INVERSCO, LLC’s consumer services department. The websites are intended for users who are located in the United States of America, and this Privacy Policy shall be interpreted under the laws of the United States.

You May Be Contacted: Should you contact INVERSCO, LLC in any form for the purpose of ordering a K-navive Herbal Ointment product, INVERSCO, LLC considers such an inquiry for a return contact. As such INVERSCO, LLC may in fact contact you via email in order to follow up with you and help you complete you order. Accordingly, even if your contact information appears on any state or federal Do Not Contact lists, you acknowledge in such a case that you may receive an email or other contact from INVERSCO, LLC pursuant to your express business inquiry or transaction. You may stop us from contacting you at any time by simply asking us to refrain from further communications with you. We maintain an internal no-call list and abide by all applicable laws relating to such.

Your Consent to This Privacy Policy: By providing INVERSCO, LLC with Personal Information, by visiting www.MagicalHerbalOintment.com website or by using various services and features offered by INVERSCO, LLC (whether online or offline), you agree with the terms of our current Privacy Policy as posted here, as such terms may be amended from time to time.

Collection of Personal Information: As used in this Privacy Policy, “Personal Information” means personally identifiable information such as your name, street address, telephone number, credit card and other payment information, screen name, e-mail address, wireless e-mail address, short message service or text message address, demographic information and other information that may identify you or allow online or offline contact with you. We may collect your Personal Information from you directly, or from third parties, and we may combine it with other information we collect about you from you or from third parties.

We may also collect Personal Information from you about a third party. For example, you may be able to send an electronic “post card” to a friend, in which case we will need that person’s name and e-mail address. Please note that we use such information only for the specified purpose (e.g., to mail the post card) and we will not contact such third party again unless the third party contacts us.

User Conduct: By entering into this site, you agree that you will not violate any law, contract, intellectual property, or other third party right or commit a tort, and that you are solely responsible for your conduct, while accessing or using www.MagicalHerbalOintment.com. You agree that you will abide by these Terms and will not:
• Engage in any harassing, threatening, intimidating, predatory or stalking conduct;
• Use or attempt to use another user’s account without authorization from MagicalHerbalOintment.com and such user;
• Use the www.MagicalHerbalOintment.com in any manner that could interfere with, disrupt, negatively impact or inhibit other users from fully enjoying the site or that could damage, disable, overburden or impair the functioning of the site in any manner;
• Reverse engineer any aspect of the site or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any Content, area or code of the site;
• Attempt to circumvent any content-filtering techniques we employ or attempt to access any feature or area of the site that you are not authorized to access;
• Develop any third party applications that interact with User Content or the site without our prior written consent;
• Use any robot, spider, crawler, scraper, script, browser extension, offline reader or other automated means or interface not authorized by us to access the site, extract data or otherwise interfere with or modify the rendering of site pages or functionality;
• Use the site for any illegal or unauthorized purpose, or engage in, encourage or promote any activity that violates these Terms.

User Content: www. MagicalHerbalOintment.com may reroute the User to other sites which may allow users to create, post, share or store content, including, but not limited to, reviews, photos, videos, music, sound, text, graphics, code, items or other materials (collectively, “User Content”). In the event you decide to share your User Content with others through www. MagicalHerbalOintment.com or third party platforms, you understand that this User Content will be viewable by others in accordance with the privacy settings you establish. You agree that you are solely responsible for your User Content and for your use of any interactive features and areas of the sites.

By using the interactive features and areas of the sites, you further agree not to create, post, share or store any of the following:
• User Content that is false, misleading, unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable;
• User Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party or otherwise create liability or violate any local, state, national or international law;
• User Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;
• User Content that contains or depicts any statements, remarks or claims that do not reflect your honest views and experiences;
• User Content that impersonates, or misrepresents your affiliation with, any person or entity;
• User Content that references or depicts MagicalHerbalOintment.com or our Products but fails to disclose a material connection to us, if you have one (for example, if you are a MagicalHerbalOintment.com employee or paid blogger);
• User Content that contains any unsolicited promotions, political campaigning, advertising or solicitations;
• User Content that contains any private or personal information of a third party without such third party’s consent;
• User Content that contains any viruses, harmful, corrupted data, disruptive or destructive files or content; or
• User Content that, in our sole judgment, is objectionable or that restricts or inhibits any other person from using or enjoying the sites or Products, or that may expose MagicalHerbalOintment.com or others to any harm or liability of any type. We are not responsible or liable for any User Content. Although we have no obligation to screen, edit or monitor User Content, we reserve the right, and have absolute discretion, to remove, screen or edit User Content posted or stored on third party sites at any time and for any reason, and you are solely responsible for creating backup copies of and replacing any User Content you post or store on third party sites at your sole cost and expense.

Rights to User Content: MagicalHerbalOintment.com claims all ownership interest in your User Content. By uploading, posting or submitting User Content to other website or to our pages or feeds on third party social media platforms (e.g., K-navive Facebook page, Instagram page or Twitter feed, Tumbler Feed, Flickr Gallery, etc), you hereby grant MagicalHerbalOintment.com a nonexclusive, royalty-free, worldwide, perpetual, irrevocable and fully sub licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and publicly display your User Content, in whole or in part, and your name, likeness, voice and persona in any manner or media and for any purpose whatsoever at our sole discretion, including, without limitation, for publicity, promotional, advertising, trade, business, illustration, artistic and other commercial and noncommercial purposes.

By uploading, posting or submitting User Content to MagicalHerbalOintment.com through other third party sites or through our pages or feeds on third party social media platforms, you represent and warrant that: (1) such User Content is non-confidential; (2) you own and control all of the rights to the User Content or you otherwise have all necessary rights to post such User Content; (3) you authorize MagicalHerbalOintment.com to use such User Content for the purposes described in these Terms; (4) the User Content is accurate and not misleading or harmful in any manner; and (5) the User Content, and your use and posting thereof, does not and will not violate these Terms or any applicable law, rule, regulation or third party right.

Non-Personal Identifiable Information We May Collect:   We may use various technologies to collect non-personal information about your visits online so that we can tailor our sites and products to best suit your interests and needs. Cookies. You may have heard of “cookies,” which are small data files or pieces of information that are stored by your browser on your computer’s hard drive. www.MagicalHerbalOintment.com and INVERSCO, LLC may use cookies to collect information during and about your visits to our websites, such as the particular site areas you visit and the products or services you buy through our websites. Cookies may also be used to recognize that you have provided Personal Information to us and refrain from requesting the same information a second time (e.g., a username and/or password, or an e-mail address or other contact information). Most browsers are initially set to accept cookies, but can easily be set to refuse cookies. Note, however, that refusal of cookies may limit your ability to take full advantage of all the site features. IP Address and Click stream Data. Our servers collect information about your computer, such as your IP address, the type of Internet browser you are using and the type of computer operating system you are using. Such information may be used to personalize your web site experience, and to evaluate statistics about usage of our websites. Such information may be used anonymously and in the aggregate or may be linked to your Personal Information. Also, our server may record your activities as you navigate to, on and from our websites. Clear GIFs. We may use pixel tags (also called clear gifs) or other similar tracking technologies in our websites and/or in our communications to collect information about your navigation on our websites, and to enable us to know whether you have visited a Web page or received a message. This information enables us to serve you and your interests better. Any or all of these activities with respect to website usage information (as described above in this section) may be performed on our behalf by our Service Providers.

Third Party Ad-Servers: Advertisements on our site may be provided by third parties who manage them for us. Those third parties may employ cookies and clear gifs to recognize your computer each time they send you an online advertisement, and to measure advertising effectiveness. We do not control these companies’ use of cookies and clear gifs. Some of these companies (like the ad networks) are members of the industry group, the Network Advertising Initiative, which offers a single location to opt out of their cookies.

Third Party Linked To Sites: When you are on our websites you may be able to visit, or link to, other sites which may be operated by unaffiliated third parties or by www.MagicalHerbalOintment.com or INVERSCO, LLC, but which are not covered by this Privacy Policy. These sites may collect Personal Information about you, and you should check the privacy policies of the specific site you are visiting to understand your rights.

Changes to Our Policy: www.MagicalHerbalOintment.com and INVERSCO, LLC, LLC reserves the right to change or remove this Privacy Policy at our discretion, so check back to this page from time to time to see such changes. For certain material changes to this Privacy Policy, we may notify you by additional means, such as by posting a notice on the front page of our website or sending you an e-mail.

Whom to Contact:  Please email us at pricvacy@magicalherbalointment.com if you have any comments or questions about this Privacy Policy or to report any violations of the Privacy Policy. We will respond to you within 30 days in most cases. For other requests, please choose among the following options:

You may also opt out of our promotional e-mails by clicking on an opt-out link within the e-mail you receive, or opt out of one of our Mobile Message Service by texting the applicable “STOP” message to the short code associated with the particular program/service.

Please understand that if you opt out of receiving promotional correspondence from us, we may still contact you in connection with your relationship, activities, transactions and communications with us. Also, if you have granted us permission to share your Personal Information with third party entities for their marketing purposes, you should contact those entities directly regarding any communications you may receive from them.

Privacy of Children Online: INVERSCO, LLC is committed to protecting the online privacy of children and making the Internet safe for our users. www.MagicalherbalOintment.com or K-navive Products are not offered to children under the age of 18 years old, and will never knowingly collect information from minors. Minors should not place orders or provide personal information through this website.

If you are a parent (or guardian), and (1) you would like to correct or update, or have removed or deleted, any Personal Information that your child has sent us through a INVERSCO, LLC site which is directed at children, (2) you would like to stop our further collection, use and/or disclosure of your child’s information, or (3) you don’t want your child to be contacted in the future by www.MagicalHerbalOintment.com INVERSCO, LLC, please click the appropriate button below.

INVERSCO, LLC will comply with the foregoing requests in accordance with applicable law.

Last Updated: October 15, 2015